The debt side of crowdfinance – typically called P2P (“peer-to-peer”), online or marketplace lending – continues to mushroom at a neck breaking pace, attributable primarily to meatier yields that in many instances have returned more to investors in one month than conventional fixed-income asset classes do in an entire year. Cormac Leech of Liberum estimates […]
Reg A – It’s More Than Just Tropical Vacation Music – It May Just Be the Catalyst for the Next Small Cap IPO Boom
On October 21, 2014 – Two and a half years after the signing of the JOBS Act – a group of crowdfinance luminaries and Wall Street veterans assembled in New York City to outline a more practical framework for “unaccredited crowdfunding” – one that would essentially restore the once thriving small cap IPO ecosystem that […]
Inspiration & Insights from LendIt 2014
I’d like to thank all of the leading and emerging online lending platforms, the industry’s investors as well as its infrastructure and service providers who traveled from all four corners of the globe to attend LendIt 2014. Working with the LendIt team to provide the industry with its annual forum has been one of the […]
Google’s Investment into Crowdfinance – A Defining Moment for the Financial Markets
Since 2006, P2P & online lending have enjoyed explosive growth. Lending Club and Prosper, America’s two largest P2P lenders have now surpassed $2B in loan origination, and P2P has captured the attention of industry legends, the financial media, the investing public and even today’s technology giants. Lending Club’s board is comprised of such recognized leaders […]
Capitalizing on Financial Innovation – Part II: Accessing Small Business Growth Capital Right Now
Hey, bootstrapped entrepreneurs and struggling small businesses, what’s all this lying around sh*t? So what if the banks aren’t lending? Who cares if the public markets continue to exclude you? Boo hoo that the SEC is dragging its feet on implementing key components of the JOBS Act such as crowdfund investing? Are you going to […]